UPI

Unified Payments Interface (UPI) has transformed the way India transacts—offering instant, secure, and 24/7 fund transfers. Finsol integrates deeply with UPI to help merchants, apps, and platforms accept PayIn payments directly from users bank accounts via UPI ID, QR code, or mobile number. Whether you are a retail brand, a subscription service, or a digital platform, UPI enables fast, no-hassle checkouts and increases customer trust with a familiar, government-backed payment method.

Beyond collections, Finsol Payout Solutions enable businesses to disburse refunds, rewards, commissions, and partner settlements directly to UPI-linked bank accounts. Our API-first approach ensures real-time settlement, compliance readiness, and end-to-end transaction visibility. With growing UPI adoption across India, Finsol gives you the infrastructure to scale with it—securely and seamlessly.

UPI Payment

Benefits

Instant Payments

Instant & Secure Transactions

Accept and disburse UPI payments in real-time with bank-level security and zero downtime—enhancing customer experience and transaction speed.

Secure Auth

Seamless PayIn & Payout Integration

Enable UPI collections and automate payouts (refunds, commissions, partner settlements) through one unified payment gateway.

Smart Reporting

Scalable, API-Driven Infrastructure

Our robust UPI integration supports high-volume transactions with full compliance, real-time tracking, and easy scalability for growing businesses.

UPI Payment Flow

How UPI
Transactions Work
with Finsol

UPI enables instant, secure, and mobile-friendly fund transfers by directly linking users bank accounts. Whether using a UPI ID, QR code, or mobile number, Finsol simplifies both PayIn and Payout flows across your business touchpoints. Here is how a typical UPI transaction works with Finsol:

1

Choose UPI as Payment Method

At checkout, the user selects UPI from the list of available online payment options.

2

Enter UPI ID or Scan QR Code

The user either enters their UPI ID or scans the auto-generated QR code using their UPI-enabled app (like Google Pay, PhonePe, Paytm, etc.).

3

Approve & Authenticate

The user receives a request in their UPI app to approve the transaction and confirms it using PIN authentication.

4

Instant Confirmation

Finsol instantly notifies both the merchant and the user of successful payment - completing the transaction in seconds with full transparency.